User:MerlinDeegan
Yes, a person with a mental health disorder can be held responsible for credit card debt unless they are declared legally incompetent by a court. However, their
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Credit
What is an exception to the full faith and credit cause?
Asked by Wiki User
An exception to the full faith and credit clause is the public policy exception. This exception allows a state to refuse to recognize a law or judgment from ano
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Credit
How do you file a motion for restoration of credit for time served?
Asked by Wiki User
To file a motion for restoration of credit for time served, you would typically need to draft a formal motion outlining the details of the time served and reaso
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Credit and Debit Cards
+1
Is it illegal to copy a bank debit card?
Asked by Wiki User
Yes, it is illegal to copy a bank debit card without authorization. Unauthorized duplication of a debit card can lead to identity theft, fraud, and financial lo
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Credit
Can a collection agency sue you for a medical bill that was from 4 years ago is from more than 4?
Asked by Wiki User
Yes, a collection agency can still legally pursue action to collect on a debt that is more than four years old, depending on the statute of limitations in your
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Credit Reports
+2
How long do civil judgments stay on credit report in tx?
Asked by Wiki User
In Texas, civil judgments can appear on your credit report for up to seven years. However, if the judgment remains unpaid, it can continue to negatively impact
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Credit and Debit Cards
+1
Is stealing a credit card against the law?
Asked by Wiki User
Yes, stealing a credit card is illegal and considered a form of theft. If caught, the perpetrator could face criminal charges and legal consequences. It is impo
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Credit Reports
+2
What is the law concerning Credit Bureaus must have verifiable proof of the foreclosure account in their files if they are going to report the negative item on your report?
Asked by Wiki User
Credit bureaus are required to investigate and verify the accuracy of information they report, including foreclosure accounts. If you dispute the foreclosure on
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Credit Reports
+1
How long do civil judgments stay on credit reports?
Asked by Wiki User
In general, civil judgments can stay on credit reports for up to seven years from the date they were filed. However, some states have specific laws that may aff
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Credit Reports
+1
Does Texas report late child support to credit bureau?
Asked by Wiki User
Yes, in Texas late child support payments can be reported to credit bureaus if the amount due is at least $1,000 and is at least 90 days delinquent. This can im
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Credit Reports
+1
How long do nh small claims court judgments stay on credit report?
Asked by Wiki User
Small claims court judgments can remain on a credit report for up to 7 years, affecting a person's credit score and ability to obtain credit or loans during tha
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Credit and Debit Cards
+2
Why can't credit card collectors take you to court in Texas?
Asked by Wiki User
Credit card collectors can take you to court in Texas. However, Texas has laws that protect consumers, such as a statute of limitations on how long a collector
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Credit and Debit Cards
+1
Can a kid go to jail if they use their parents credit card?
Asked by Wiki User
A child under 18 cannot be criminally charged for using their parents' credit card in most cases. However, the parents can be held liable for any unauthorized c
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Credit Reports
+2
Can a foreclosure go onto your credit report if it is your deceased moms house and it is in probate?
Asked by Wiki User
Yes, a foreclosure on your deceased mother's house can potentially impact your credit report if you are listed as a responsible party on the loan or property ti
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Credit Reports
+2
How long do civil judgments stay on credit report in sc?
Asked by Wiki User
In South Carolina, a civil judgment can stay on your credit report for up to seven years from the date it was filed, as per the Fair Credit Reporting Act (FCRA)
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Credit and Debit Cards
+3
Can you be arrested in Canadian customs for not paying credit card debts?
Asked by Wiki User
No, you cannot be arrested in Canadian customs for not paying credit card debts. Debt is a civil matter, not a criminal one. However, customs officials may requ
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Credit and Debit Cards
+3
When a credit card company files a lawsuit how do they determine jurisdiction the credit card was opened in Florida the collection agency is in Massachussetts and you live in South Carolina?
Asked by Coffeedink1980
Jurisdiction in a credit card lawsuit typically depends on where the contract was formed (Florida in this case) and where the debtor (you) resides (South Caroli
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Credit Reports
+1
Which law gives you the right to know what is contained in your credit report?
Asked by Wiki User
The Fair Credit Reporting Act (FCRA) gives individuals the right to know what is contained in their credit report. This law entitles consumers to request and re
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Emancipation and Ages for Moving Out
+3
How old do you have to be to get a debit card without parental permission?
Asked by Wiki User
Most banks require individuals to be at least 18 years old to open a bank account and get a debit card without parental permission. However, some banks offer &q
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Credit
Under the Equal Credit Opportunity act what ages are lenders prohibited from using to discriminate against borrowers when using their credit-scoring systems?
Asked by Wiki User
Age in general is a protected class without regard to specific ages (for legal adults). The protection was granted in part because of discrimination that was oc
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Credit and Debit Cards
+1
What is the effective date for the new credit card law?
Asked by Wiki User
The effective date for the new credit card law can vary depending on the specific regulation or legislation being referenced. It's important to be specific abou
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Credit Reports
+1
How long does a judgment stay on your credit report in New Jersey?
Asked by Wiki User
In New Jersey, a judgment can stay on your credit report for up to 10 years. However, it may be possible to have it removed earlier by resolving the debt or thr
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Credit
What is legal age for credit card in UK?
Asked by Wiki User
The legal age to apply for a credit card in the UK is 18 years old. This is to ensure that individuals are considered mature enough to handle credit responsibly
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Credit Reports
+1
How does a judgment get attached to your credit report?
Asked by Wiki User
A judgment can appear on your credit report if a creditor takes legal action against you for an unpaid debt and wins in court. The creditor can then request the
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Credit and Debit Cards
+1
What are the estate laws in California concerning credit card debt?
Asked by Wiki User
In California, credit card debt does not automatically pass to a deceased person's heirs. The deceased person's estate is responsible for paying off any debts,
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