[begin page 2 of 4] this would be a mistake as it would tend to curtail our present credit which at the American Exchange is fair, about 150 to 200 thousand. Would it not be better for us to open another account, at the City National for example, keep a good balance and have your guarantee there? Or would it be satisfactory to you to guarantee here in London to the London & South Western where we keep our London account? These are merely suggestions, you know much more about it. I have several times thought it would be well for us to have another bank as we do a so much larger wholesale business & have a bigger line of Bills Receivable than formerly. I really don’t count the Astor Trust as they are a small concern and our account there is more a matter of convenience although they discount about

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